In-depth guides on corporate finance, surety bonds, project funding, credit ratings, working capital and Virtual CFO — written for Indian CFOs, promoters and founders across sectors.
typical Indian project finance ratio — varies by sector, DSCR and sponsor strength
Project finance is not one product. Greenfield and brownfield projects demand different debt mixes, covenants and equity tolerance. Here is how Indian sponsors should structure each.
Surety Insurance Contracts Guidelines took effect — legitimising ISBs as a BG alternative
Indian contractors have quietly been burning non-fund limits on bank guarantees for decades. The Insurance Surety Bond changes that equation. Here is how the two instruments actually compare in 2026.
typical SCF funding on invoice value — unsecured against the anchor's credit
In today's fast-paced business environment, optimizing working capital is critical for maintaining liquidity and driving growth. Supply Chain Finance (SCF) is emerging as a game-changer over traditional working capital funding.
on property value — tenor up to 15 years, rates above home-loan pricing (indicative)
Loan Against Property is the most underrated business expansion tool for Indian SMEs. Here is a complete guide to LAP — how it works, indicative terms, eligibility, and how it compares to other options.
typical drawing-power haircut on net current assets — SCF typically funds up to 90% of invoice
Traditional working capital limits and Supply Chain Finance serve different purposes. Here is a practical framework for CFOs to choose between them, and when to run both in parallel.
indicative monthly retainer — varies by scope, city and CFO seniority
A Virtual CFO gives Indian SMEs senior finance leadership without the full-time cost. Here is when a VCFO makes sense, what they actually do, and what realistic engagement terms look like in 2026.
CRISIL · ICRA · CARE · India Ratings · Acuité · Brickwork · Infomerics — SEBI-regulated CRAs
A one-notch credit rating upgrade can save crores in interest costs over a loan's life. Here is a practical CFO playbook for improving your company's credit rating with CRISIL, ICRA, CARE and others.
permitted ISBs across EPC, HAM and BOT-Toll projects on par with Bank Guarantees
NHAI HAM and BOT projects have very different capital stacks, risk profiles and lender expectations. Here is what infrastructure developers need to know to finance each in 2026.
on capitalised rentals — tenor usually 7–9 years (indicative)
If you own a leased commercial property with steady rental cash flows, Lease Rental Discounting lets you capitalise those rentals into a long-tenor loan without selling the asset. Here is how LRD actually works in India.
typical Indian project finance ratio — varies by sector, DSCR and sponsor strength
Project finance is not one product. Greenfield and brownfield projects demand different debt mixes, covenants and equity tolerance. Here is how Indian sponsors should structure each.
indicative p.a. premium range — varies by Principal credit profile and project risk
A bid bond is the small instrument that decides whether you are in the tender or not. Here is how Indian contractors are using Insurance Surety Bonds as bid security to bid wider, smarter and without blocking margin money.
Surety Insurance Contracts Guidelines took effect — legitimising ISBs as a BG alternative
Indian contractors have quietly been burning non-fund limits on bank guarantees for decades. The Insurance Surety Bond changes that equation. Here is how the two instruments actually compare in 2026.
of invoice value released upfront — versus a 60–90 day wait from foreign buyers
If you're running an export business, you probably already know how tough it can be to wait for payments. Export invoice discounting can help you get that money early and improve cash flow significantly.
typical SCF funding on invoice value — unsecured against the anchor's credit
In today's fast-paced business environment, optimizing working capital is critical for maintaining liquidity and driving growth. Supply Chain Finance (SCF) is emerging as a game-changer over traditional working capital funding.