Senior-led CFO engagements for promoter-led Indian businesses — MIS, treasury, lender management, compliance and fundraising, delivered at a fraction of a full-time CFO’s cost.
Pune & Mumbai-based. Trusted Virtual CFO partner for SMEs and mid-market corporates across Maharashtra, Delhi NCR, Bengaluru, Hyderabad, Ahmedabad and pan-India.
A Virtual CFO (vCFO) is a senior finance leader embedded part-time into your business with operating accountability — not a one-time consultant handing over a slide deck. The model is built for ₹10–500 Cr revenue companies that need CFO-grade judgement on MIS, lender conversations and capital decisions, but don't yet justify a full-time ₹50 L–1 Cr CFO hire. Unlike an external advisor, the vCFO owns the numbers month on month.
Choose the model that fits your stage — from full-stack monthly bandwidth to a fundraise-linked sprint.
| Model | Scope | Duration | Fees Range | Best For |
|---|---|---|---|---|
| Retainer | Full-stack CFO bandwidth — MIS, treasury, lender mgmt., board reporting | 12+ months | ₹75k–2.5 L / month | ₹50–500 Cr revenue, promoter-led |
| Project-Based | Defined deliverable — budget overhaul, ERP rollout, audit readiness | 2–4 months | ₹2 L–10 L / project | One-time finance function fix |
| Fundraise-Linked | Pitch pack, financial model, DD support, term-sheet negotiation | 3–6 months | Retainer + success fee | Debt or equity raise mandates |
Indicative — scoped case-by-case based on complexity, sector and cadence.
Annual operating plan, rolling forecasts, variance analysis and scenario planning.
Daily cash position, working-capital discipline, forex and short-term deployment.
Monthly MIS pack, KPI dashboards and board-ready financial narratives.
GST, TDS, ROC, RBI and statutory filings tracked on a managed calendar.
Pitch decks, financial models, lender presentations and diligence room.
ERP scoping, finance SOPs, internal controls and process automation.
Senior CA / ex-banker lead — no junior pass-through; your mandate is partner-led.
Board-ready MIS — clean monthly pack with KPI commentary, not raw Tally dumps.
Live lender relationships — active PSU, private and NBFC connects carried into your mandate.
20–40 hours a month — structured bandwidth — on-site, calls and reviews per agreed cadence.
Exit flexible — month-to-month with 30-day notice; no long lock-ins.
Confidentiality first — NDA at kick-off; books, models and board papers stay ring-fenced.
Audited financials — last 3 years
Current trial balance and general ledger export
Banker statements — last 12 months
Existing finance SOPs and accounting software access
Team org chart and finance function headcount
KYC of company, promoters and directors
Indicative — varies by engagement scope and stage.
Business context, pain points and target outcomes.
Books, systems and people review — baseline maturity assessment.
Scope, cadence, deliverables, fees and lead partner confirmed.
NDA, SOPs, calendars and first-month deliverables scoped out.
Monthly MIS, quarterly reviews and ongoing operating support.
A typical retainer covers monthly MIS and board reporting, FP&A, treasury and cash management, lender and auditor coordination, compliance-calendar oversight and ad-hoc strategic support. Specific scope is agreed upfront and locked into a signed engagement letter.
20–40 hours per month is the most common band — split across on-site days, video calls and offline reviews. For larger retainers or fundraise phases, intensity can scale up; the cadence is agreed in advance and reviewed quarterly.
We prefer a 6-month minimum to deliver meaningful impact — finance-function changes take at least one full quarterly close to stabilise. After that, engagements continue month-to-month with a 30-day exit notice on either side.
Yes. Several Virtual CFO engagements have transitioned into full-time CFO placements or into a hybrid structure where Finnova continues to support specific workstreams (treasury, lender management) while an internal finance lead owns the day-to-day.
Standard. A mutual NDA is executed before diligence begins. Engagement letters include confidentiality, IP and data-handling clauses. Access to books, models and board papers is ring-fenced to the named engagement team only.
Every mandate is led by a senior CA or ex-banker with 15+ years of experience. You deal with the named partner directly — not a rotating bench of junior staff. A second support resource handles execution under partner oversight.
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