Credit Rating Advisory
The full service across all 7 SEBI CRAs — every instrument and sector.
Explore credit rating advisory → Walk into your CARE rating prepared — not hoping.
CARE Ratings Advisory
We prepare and manage your CARE rating end to end — agency liaison, the rating pack, and a rehearsed management meeting — so the rating reflects your fundamentals. CA / ex-banker–led, and agency-agnostic: if CARE isn’t the best fit, we’ll tell you. ₹4,250 Cr+ mobilised across 100+ mandates since 2011.
CA / ex-banker ledAll 7 SEBI CRAsRating + debt, one desk
A track record since 2011, in numbers
₹4,250 Cr+
Capital mobilised across sectors₹550 Cr
Largest single facility structured100+
Deals advised end to end7
SEBI CRAs we advise acrossSince 2011
CA / ex-banker, senior on every fileCARE Ratings (CareEdge), since 1993, has strong depth in mid-corporate, manufacturing and infrastructure ratings, plus bank loan and SME ratings. We prepare you for CARE — and tell you honestly whether it’s your best fit versus the other six SEBI agencies.
Is CARE right for you?
When a CARE rating is the strong choice
CARE is often a strong fit for mid-corporate and manufacturing issuers, infrastructure and bank loan ratings, where its sector benches and competitive turnaround are well recognised by lenders.
For a large public NCD aimed at institutional investors, an NBFC, or an SME seeking the NSIC route, CRISIL, ICRA, Acuité or another agency may serve you better. The wrong agency can cost you a notch — and a notch is basis points on every rupee. Compare in CRISIL vs ICRA vs CARE vs Acuité and which agency to choose.
What we own, end to end
Your CARE rating, prepared and managed
From the first scoping call to the rating letter — and through surveillance — we run the process so the rating reflects your fundamentals.
01
Fit & instrument scoping
Confirm CARE is the right agency for your sector and instrument — or recommend a better-fit CRA before you commit.
02
Rating-pack preparation
Financials restated the way CARE's analysts read a mid-market manufacturing or infrastructure credit — working-capital cycle, capacity utilisation and order book, peer benchmarking, and projections that withstand scrutiny.
03
Management-meeting readiness
We rehearse the promoter and CFO for CARE's management discussion, pre-empting the mid-corporate manufacturing and project questions its analysts probe — the highest-leverage hour in the process.
04
Process, queries & appeal
We coordinate data and timelines with CARE through to the rating letter — and support an appeal where the rating undershoots fundamentals.
05
Surveillance & INC protection
We manage your No-Default Statement calendar and surveillance so you never drift into an “Issuer Not Cooperating” tag or a surprise downgrade.
06
Upgrade & debt linkage
A 12–24 month uplift plan, and we use the rating to raise money via corporate finance & debt syndication.
Consultation
Find out what CARE rating your fundamentals support
One conversation tells you whether CARE is the right agency, the realistic rating, and what it would do to your borrowing cost. No pitch — a straight read from senior people who own numbers for a living.
Thank you — your enquiry has been submitted
We’ve received your details. A senior member of our team will review them and get back to you within one business day. Everything you’ve shared stays strictly confidential.
FAQ
CARE Ratings advisory, answered
CARE Ratings (CareEdge, since 1993) is a leading SEBI-registered agency with a strong presence in mid-corporate, manufacturing and infrastructure ratings, as well as bank loan and SME ratings. Many mid-market issuers consider CARE for its sector depth and competitive turnaround.
It depends on sector, instrument, the lenders/investors you’re targeting, turnaround and fee. CARE is a strong fit for mid-corporate and manufacturing issuers, but CRISIL, ICRA, Acuité or another CRA may suit a different profile better. We advise across all seven SEBI agencies and recommend the best fit before you commit.
Typically about 4–8 weeks from mandate to rating letter. Fees are a percentage of the rated amount with a minimum fee plus annual surveillance — commonly ₹2–10 lakh for mid-market instruments. See our guide to credit rating cost in India.
Yes. We run a 12–24 month uplift programme — deleveraging, coverage and liquidity, governance and disclosure — and manage surveillance so the rating reflects your improving fundamentals at the next review.
A senior CA or ex-banker leads every mandate — you deal with the named partner directly, not a rotating bench of junior staff.
Further reading
Credit rating, explained in our Resources
How agencies compare, how ratings are decided, and how to improve yours. For the full service, see credit rating advisory.