Bank Loan Rating Advisory
How a better rating cuts your bank's Basel risk weight and your borrowing cost.
See bank loan rating →Select any Indian credit rating symbol to see what it means, how lenders and investors read it, its indicative Basel risk weight, and the path to a better grade. Symbols are standardised by SEBI across all seven rating agencies.
Select a symbol above to decode it.
Indicative and educational — not a rating, an offer or advice. Risk weights follow the RBI Basel III standardised approach and vary by current norms, exposure type and size; confirm specifics for your case. Symbols and definitions are standardised by SEBI across CRISIL, ICRA, CARE, India Ratings, Acuité, Brickwork and Infomerics.
A single notch can change your borrowing cost across every facility. Our CA + ex-banker team prepares the rating, manages the agency, and runs a 12–24 month uplift programme.