Credit Rating Advisory
The full service across all 7 SEBI CRAs — for every instrument and sector.
Explore credit rating advisory → Walk into your CRISIL rating prepared — not hoping.
CRISIL Rating Advisory
We prepare and manage your CRISIL rating end to end — agency liaison, the rating pack, and a rehearsed management meeting — so the rating reflects your fundamentals. CA / ex-banker–led, and agency-agnostic: if CRISIL isn’t the best fit for your profile, we’ll tell you. ₹4,250 Cr+ mobilised across 100+ mandates since 2011.
CA / ex-banker led All 7 SEBI CRAs Rating + debt, one desk
A track record since 2011, in numbers
₹4,250 Cr+
Capital mobilised across sectors₹550 Cr
Largest single facility structured100+
Deals advised end to end7
SEBI CRAs we advise acrossSince 2011
CA / ex-banker, senior on every fileCRISIL Ratings — India’s first and largest credit rating agency (since 1987, part of S&P Global) — is widely recognised by banks and investors, which is why many issuers ask for it by name. But the right agency depends on your sector and instrument. We prepare you for CRISIL and tell you honestly whether it’s your best fit.
Is CRISIL right for you?
When a CRISIL rating is the strong choice
CRISIL tends to be the strongest fit for large corporates, banks and NBFCs, structured-finance instruments, and public NCD issues where lender and investor familiarity matters most. It also runs the NSIC-CRISIL SME rating used widely for bank negotiations and tenders.
Where another agency may serve you better — faster turnaround for a smaller bank facility, a sector where ICRA or CARE’s methodology is more favourable, or finer fee economics — we’ll say so. Choosing the wrong agency can cost you a notch, and a notch is basis points on every rupee you borrow. Compare the field in CRISIL vs ICRA vs CARE vs Acuité.
What we own, end to end
Your CRISIL rating, prepared and managed
From the first scoping call to the rating letter — and through surveillance — we run the process so the rating reflects your fundamentals.
01
Fit & instrument scoping
Confirm CRISIL is the right agency for your sector and instrument (bank loan, NCD, CP) — or recommend a better-fit CRA before you commit.
02
Rating-pack preparation
Financials restated and presented the way CRISIL analysts read them, peer benchmarking, the credit story and projections that withstand scrutiny.
03
Management-meeting readiness
We rehearse the promoter and CFO for the CRISIL management discussion — the highest-leverage hour in the whole process. See how to prepare for a CRISIL rating.
04
Process, queries & appeal
We coordinate data, queries and timelines with CRISIL through to the rating letter — and support an appeal where the rating undershoots fundamentals.
05
Surveillance & INC protection
We manage your No-Default Statement calendar and surveillance cycle so you never drift into an “Issuer Not Cooperating” tag or a surprise downgrade.
06
Upgrade & debt linkage
A 12–24 month uplift plan, and we use the rating to raise the money via corporate finance & debt syndication.
Why issuers choose Finnova
The banker’s eye, on your side of the table
Most advisors prepare a file. We prepare you for how CRISIL’s committee — and your lender — will actually read it.
01
CA + ex-banker led
People who have prepared rating files and sat across from rating committees. You deal with the named partner, not a junior bench.
02
Agency-agnostic
We cover all 7 SEBI CRAs and recommend CRISIL only when it’s genuinely your best fit — not by default.
03
Rating + debt, one desk
We get the rating right, then use it to raise money cheaper — bank lines, term loans and bonds.
04
Track record
₹4,250 Cr+ mobilised and 100+ deals since 2011 — a finance partner with real lender reach.
Consultation
Find out what CRISIL rating your fundamentals support
One conversation tells you whether CRISIL is the right agency, the realistic rating, and what it would do to your borrowing cost. No pitch — a straight read from senior people who own numbers for a living.
Thank you — your enquiry has been submitted
We’ve received your details. A senior member of our team will review them and get back to you within one business day. Everything you’ve shared stays strictly confidential.
FAQ
CRISIL rating advisory, answered
CRISIL Ratings is India’s first and largest credit rating agency (since 1987, part of S&P Global), rating tens of thousands of entities across corporates, banks, NBFCs and SMEs. Because of its scale and lender familiarity, a CRISIL rating is widely recognised by banks and investors — which is why many issuers ask for it by name.
Not necessarily. CRISIL is excellent for large corporates, banks and structured finance, but sector fit, turnaround and fee economics differ across the seven SEBI agencies. We help you decide whether CRISIL is the best fit for your profile — or whether ICRA, CARE, Acuité or another CRA would give a stronger, faster outcome.
End-to-end timelines typically run about 4–8 weeks from mandate to rating letter, depending on document readiness, the depth of management discussions and agency workload. Strong preparation is the biggest lever on speed.
CRISIL, like all SEBI CRAs, charges a percentage of the rated amount subject to a minimum fee, plus annual surveillance. Mid-market instruments commonly fall in the ₹2–10 lakh range for the initial rating. See our guide to credit rating cost in India for the full picture.
Yes. We run a 12–24 month uplift programme — deleveraging, coverage and liquidity improvement, governance and disclosure — and manage the surveillance relationship so the rating reflects your improving fundamentals at the next review.
Every mandate is led by a senior CA or ex-banker who has prepared rating files and dealt with rating committees. You deal with the named partner directly, not a rotating bench of junior staff.
Further reading
Credit rating, explained in our Resources
How CRISIL decides, how to prepare, and how the agencies compare. For the full service, see credit rating advisory.