Credit Rating Advisory
The full service across all 7 SEBI CRAs — every instrument and sector.
Explore credit rating advisory → Walk into your India Ratings review prepared — not hoping.
India Ratings (Ind-Ra) Advisory
We prepare and manage your India Ratings (Fitch Group) rating end to end — agency liaison, the rating pack and a rehearsed management meeting — so the rating reflects your fundamentals. CA / ex-banker–led, and agency-agnostic across all 7 SEBI CRAs. ₹4,250 Cr+ mobilised across 100+ mandates since 2011.
Fitch Group lineageCA / ex-banker ledAll 7 SEBI CRAs
A track record since 2011, in numbers
₹4,250 Cr+
Capital mobilised across sectors₹550 Cr
Largest single facility structured100+
Deals advised end to end7
SEBI CRAs we advise acrossSince 2011
CA / ex-banker, senior on every fileIndia Ratings (Ind-Ra), part of the Fitch Group, is well regarded for banks, NBFCs and structured finance, and its global lineage can help where international investors are part of the audience. We prepare you for Ind-Ra — and tell you honestly whether it’s your best fit.
Is India Ratings right for you?
When an India Ratings rating is the strong choice
Ind-Ra is often a strong fit for financial-sector issuers (banks, NBFCs), structured finance, and issuers who value a Fitch-affiliated opinion — useful when global investors or international lenders are in the picture.
For an SME bank loan, an NSIC-scheme rating, or a manufacturing mid-corporate, another agency may serve you better. We help you weigh it across all seven. Compare in which credit rating agency to choose.
What we own, end to end
Your India Ratings rating, prepared and managed
From the first scoping call to the rating letter — and through surveillance — we run the process so the rating reflects your fundamentals.
01
Fit & instrument scoping
Confirm Ind-Ra is the right agency for your sector and instrument — or recommend a better-fit CRA before you commit.
02
Rating-pack preparation
Financials restated and presented the way Ind-Ra analysts read them, peer benchmarking, the credit story and projections that withstand scrutiny.
03
Management-meeting readiness
We rehearse the promoter and CFO for the management discussion — the highest-leverage hour in the process.
04
Process, queries & appeal
We coordinate data and timelines through to the rating letter — and support an appeal where the rating undershoots fundamentals.
05
Surveillance & INC protection
We manage your No-Default Statement calendar and surveillance so you never drift into an “Issuer Not Cooperating” tag or a surprise downgrade.
06
Upgrade & debt linkage
A 12–24 month uplift plan, and we use the rating to raise money via corporate finance & debt syndication.
Consultation
Find out what India Ratings grade your fundamentals support
One conversation tells you whether Ind-Ra is the right agency, the realistic rating, and what it would do to your borrowing cost. No pitch — a straight read from senior people who own numbers for a living.
Thank you — your enquiry has been submitted
We’ve received your details. A senior member of our team will review them and get back to you within one business day. Everything you’ve shared stays strictly confidential.
FAQ
India Ratings advisory, answered
India Ratings & Research (Ind-Ra) is a SEBI-registered agency and part of the Fitch Group. It is well regarded for banks, NBFCs and structured finance, and its Fitch affiliation can be useful for issuers who want a globally recognised lineage — for example, when international investors are part of the audience.
It can be, especially for financial-sector issuers, structured finance, or where a Fitch-affiliated opinion adds credibility with global investors. But sector fit, lender perception, turnaround and fee vary — we advise across all seven SEBI agencies and recommend the best fit before you commit.
Typically about 4–8 weeks from mandate to rating letter, with fees a percentage of the rated amount plus a minimum fee and annual surveillance — commonly ₹2–10 lakh for mid-market instruments. See our guide to credit rating cost in India.
Yes. We run a 12–24 month uplift programme and manage surveillance so the rating reflects your improving fundamentals — and protect against an “Issuer Not Cooperating” tag from missed data submissions.
A senior CA or ex-banker leads every mandate — you deal with the named partner directly, not a rotating bench of junior staff.
Further reading
Credit rating, explained in our Resources
How agencies compare, how ratings are decided, and how to improve yours. For the full service, see credit rating advisory.