Credit Rating Advisory
The full service across all 7 SEBI CRAs — every instrument and sector.
Explore credit rating advisory → The right agency for your file — chosen on merit.
Infomerics Rating Advisory
Considering an Infomerics rating? We give you a candid read on whether it’s the right, cost-effective fit for your instrument and lenders — and, whichever agency you choose, prepare and manage the rating end to end. CA / ex-banker–led across all 7 SEBI CRAs. ₹4,250 Cr+ mobilised across 100+ mandates since 2011.
SME & bank loan strengthCA / ex-banker ledAll 7 SEBI CRAs
A track record since 2011, in numbers
₹4,250 Cr+
Capital mobilised across sectors₹550 Cr
Largest single facility structured100+
Deals advised end to end7
SEBI CRAs we advise acrossSince 2011
CA / ex-banker, senior on every fileInfomerics is a SEBI-registered, RBI-accredited agency used for SME, NCD, municipal and bank-loan ratings, often with competitive turnaround and fees. The right agency should be chosen on current merit for your instrument and lenders — which is the independent, agency-agnostic read we provide.
About the agency
What Infomerics is known for
Infomerics Valuation and Rating is a SEBI-registered, RBI-accredited credit rating agency headquartered in New Delhi. One of the newer entrants among the seven SEBI-registered CRAs, it has built its book in bank-loan ratings, SME ratings, non-convertible debentures (NCDs) and municipal instruments — competing for mid-market and SME mandates on engagement, turnaround and fee.
For a first-time bank-loan rating or a smaller NCD on a tight timeline, Infomerics can be a practical, cost-effective choice. For a large institutional issuance — where investors anchor to CRISIL or ICRA and the market floor is often AA — a larger agency may carry more weight. Which way to go depends on your instrument, sector and lenders, and that is the candid, current read we provide across all seven SEBI CRAs.
Choosing the right agency
Should you use Infomerics — or another CRA?
Infomerics can be a cost-effective, quick-turnaround choice for SME and bank-loan ratings and smaller NCDs. For a large institutional NCD — where the market floor is AA and lender familiarity with CRISIL/ICRA matters most — another agency may serve you better.
We give you a straight, current read rather than a default recommendation, and prepare you for whichever agency is right. Compare the field in which credit rating agency to choose and CRISIL vs ICRA vs CARE vs Acuité.
What we own, end to end
Agency choice, rating prep and management
From the agency decision to the rating letter — and through surveillance — we run the process so the rating reflects your fundamentals.
01
Agency-fit assessment
A candid, current view on whether Infomerics or another CRA best fits your instrument, sector and target lenders — before you commit.
02
Rating-pack preparation
Financials and operations presented the way analysts assess SME and mid-market borrowers — banking conduct, working capital, promoters.
03
Management-meeting readiness
We rehearse the promoter for the agency’s discussion — often the difference between a fair rating and a conservative one for a smaller company.
04
Process, queries & appeal
We coordinate data and timelines through to the rating letter — and support an appeal where the rating undershoots.
05
Surveillance & INC protection
We manage your data submissions and surveillance so a healthy company never gets force-downgraded into junk by accident.
06
Rating → finance
We turn the rating into better bank terms and working capital via corporate finance and supply chain finance.
Consultation
Get a candid view on the right agency for your file
One conversation tells you which agency fits your instrument and lenders, the realistic rating, and what it would do to your borrowing cost. No pitch — a straight read from senior people who own numbers for a living.
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FAQ
Infomerics rating advisory, answered
Infomerics Valuation and Rating is a SEBI-registered, RBI-accredited credit rating agency, used for SME, NCD, municipal and bank-loan ratings, often with competitive turnaround and fees. As an agency-agnostic advisor, we help you decide whether Infomerics or another of the seven SEBI CRAs fits your instrument and lenders best.
It can be a cost-effective, quick-turnaround choice for SME and bank-loan ratings. For a large institutional NCD — where the market floor is AA and lender familiarity with CRISIL/ICRA matters — another agency may serve you better. We give you a candid read across all seven and recommend the best fit before you commit.
Typically about 3–6 weeks from mandate to rating letter, with fees a percentage of the rated amount plus a minimum fee and annual surveillance — often competitive versus the larger agencies. We confirm the exact fee and the right agency for your case before you commit.
Yes. We run uplift programmes and manage surveillance across agencies, and advise on whether to continue with the existing agency or move to another CRA at the right time.
A senior CA or ex-banker leads every mandate — you deal with the named partner directly, not a rotating bench of junior staff.
Further reading
Credit rating, explained in our Resources
How to choose an agency, what ratings cost, and how to improve yours. For the full service, see credit rating advisory.