Lease Rental Discounting
The full LRD service — mechanism, calculator, eligibility and process.
See LRD advisory → Rent-backed capital for Bengaluru.
Lease Rental Discounting in Bangalore
Own a leased IT office on the ORR or Whitefield, or a warehouse on Hoskote? Turn that rent into upfront, long-tenor capital — without selling the asset. We assess the lease and tenant the way a credit committee will, then run banks and NBFCs against each other. CA-led. ₹4,250 Cr+ mobilised since 2011.
IT & GCC tenantsORR · WhitefieldBanks & NBFCs
A track record since 2011, in numbers
₹4,250 Cr+
Capital mobilised across sectors₹550 Cr
Largest single facility structuredBanks & NBFCs
Run in competition for your fileSince 2011
CA-led, senior on every fileBengaluru is India’s deepest Grade-A office market — the Outer Ring Road, Whitefield and Sarjapur Road are leased to IT majors, global capability centres and MNCs, exactly the tenant credit lenders like for LRD. Add warehousing on Hoskote, Nelamangala and Hosur Road, and the city offers strong rent-backed-lending assets.
What we arrange in Bengaluru
LRD across your asset type
Why Finnova in Bengaluru
The neutral LRD desk for Bengaluru owners
Tenant-credit framing
We present IT/GCC tenants and lease lock-ins the way a credit committee reads them, to support the maximum draw.
We run all lenders
Banks and NBFCs in competition for your file — not a single relationship application.
Maximise the draw
We frame the lease, tenant and escrow to underwrite the largest facility at the keenest rate.
CA-led, end to end
Lease assessment, valuation, sanction negotiation, escrow and disbursement under one senior desk.
Consultation
Tell us about your Bengaluru property
One conversation tells you the indicative facility size, the right-fit lender and how fast it can move. No pitch — a straight read from people who run LRD mandates every week.
Thank you — your enquiry has been submitted
We’ve received your details. A senior member of our team will review them and get back to you within one business day. Everything you’ve shared stays strictly confidential.
FAQ
LRD in Bangalore, answered
Yes. We arrange LRD for owners of leased commercial property across Bengaluru — IT and office space on the Outer Ring Road, Whitefield, Sarjapur Road and the CBD, and warehousing on Hoskote, Nelamangala and Hosur Road — across banks and NBFCs, remote-first with on-site diligence as needed.
Rent-yielding commercial property on a registered, multi-year lease to a creditworthy tenant — Bengaluru’s deep base of IT and global-capability-centre tenants makes Grade-A office assets particularly strong LRD candidates, alongside warehouses let to 3PL and e-commerce occupiers. Lease tenor, tenant credit and escrow drive the terms.
Indicatively 60–75% of property value, capped by the present value of the contracted rentals, at roughly 8.75–12% per annum over a tenor matched to the lease. A long lease to a strong tech tenant supports the keenest terms. We confirm the figure after assessing the lease.
Both banks and NBFCs are active on Bengaluru commercial property, especially Grade-A IT assets with institutional tenants. The right one depends on your tenant profile, lease tenor and escrow mechanics — we run a competitive process across lenders rather than approaching one.
Significantly — because repayment rides the rental stream. A property leased to a large IT firm, GCC or MNC strengthens the case and improves rate and tenor; a weaker or short-tenure tenant narrows it. We position the tenant and lease profile to support a stronger sanction.