Lease Rental Discounting
The full LRD service — mechanism, calculator, eligibility and process.
See LRD advisory → Rent-backed capital, on the ground in Mumbai.
Lease Rental Discounting in Mumbai
Own a leased office in BKC or Andheri, or a warehouse in Bhiwandi? Turn that rent into upfront, long-tenor capital — without selling the asset. We assess the lease and tenant the way a credit committee will, then run banks and NBFCs against each other. CA-led, with an office in Andheri East. ₹4,250 Cr+ mobilised since 2011.
Mumbai officeBlue-chip tenantsBanks & NBFCs
A track record since 2011, in numbers
₹4,250 Cr+
Capital mobilised across sectors₹550 Cr
Largest single facility structuredMumbai
Office in Andheri EastSince 2011
CA-led, senior on every fileMumbai’s commercial market — Grade-A offices in BKC, Andheri, Lower Parel and Goregaon, and a deep warehousing belt in Bhiwandi, Panvel and the JNPT corridor — is leased to corporates, MNCs and large 3PL/e-commerce tenants. With high capital values and strong tenant credit, these assets can support sizeable LRD facilities.
What we arrange in Mumbai
LRD across your asset type
Why Finnova in Mumbai
Local knowledge, lender neutrality
On the ground
Office in Andheri East — we know the MMR micro-markets, the tenant landscape and the lenders active in Mumbai.
We run all lenders
Banks and NBFCs in competition for your file — not a single relationship application.
Maximise the draw
We frame the lease, tenant and escrow to underwrite the largest facility at the keenest rate.
CA-led, end to end
Lease assessment, valuation, sanction negotiation, escrow and disbursement under one senior desk.
Consultation
Tell us about your Mumbai property
One conversation tells you the indicative facility size, the right-fit lender and how fast it can move. No pitch — a straight read from a Mumbai-based team that runs LRD mandates every week.
Thank you — your enquiry has been submitted
We’ve received your details. A senior member of our team will review them and get back to you within one business day. Everything you’ve shared stays strictly confidential.
FAQ
LRD in Mumbai, answered
Yes. We arrange LRD for owners of leased commercial property across the Mumbai Metropolitan Region — office space in BKC, Andheri, Lower Parel and Goregaon, and warehousing in Bhiwandi, Panvel and the JNPT belt — across banks and NBFCs. We have an office in Andheri East.
Rent-yielding commercial property on a registered, multi-year lease to a creditworthy tenant — Grade-A offices let to corporates and MNCs, or warehouses let to 3PL and e-commerce occupiers. Lease tenor, tenant quality and escrow arrangement drive the terms; Mumbai’s blue-chip tenant base often supports strong facilities.
Indicatively 60–75% of property value, capped by the present value of the contracted rentals, at roughly 8.75–12% per annum over a tenor matched to the lease. Mumbai’s high capital values and strong tenants can support sizeable facilities. We confirm the figure after assessing the lease.
Both banks and NBFCs are highly active on Mumbai commercial property. The right one depends on your tenant profile, lease tenor, ticket size and escrow mechanics — which is why we run a competitive process across lenders rather than approaching one.
Yes — we have an office in Andheri East (The Summit Business Bay, Marol Metro) alongside our Pune head office, and have advised owners and developers across Maharashtra since 2011.