Senior CA / ex-banker lead
No junior pass-through — your mandate is partner-led, by people who read the numbers the way an investor or credit committee will.
Senior CFO bandwidth, in Bengaluru.
Virtual CFO Services in Bangalore
Senior CA / ex-banker–led fractional CFO support for Bangalore startups and promoter-led businesses — investor MIS, burn & runway, lender management, compliance and fundraising, at a fraction of a full-time CFO’s cost. A vCFO who owns the numbers month on month — not a consultant who hands over a slide deck and leaves. ₹4,250 Cr+ mobilised across 100+ mandates since 2011.
CA / ex-banker led Remote-first + on-site days Serving all of Bengaluru
A track record since 2011, in numbers
₹4,250 Cr+
Group capital facilitated since 2011₹550 Cr
Largest single facility structured100+
Deals advised end to end20–40 hrs
Structured bandwidth per monthSince 2011
CA / ex-banker, senior on every fileA Virtual CFO is a senior finance leader embedded part-time with operating accountability — built for Bangalore startups and ₹10–500 Cr businesses that need investor-grade MIS, lender conversations and capital decisions handled, but don’t yet justify a full-time ₹50 L–1.5 Cr CFO hire. Unlike an external advisor, the vCFO owns the numbers month on month.
On the ground in Bengaluru
Built around how Bangalore companies actually grow
Bengaluru is India’s deepest startup and technology market — funded SaaS and consumer companies across Koramangala, Indiranagar and HSR Layout, global capability centres and IT services along the ORR and Whitefield, and a serious manufacturing and hardware base in Peenya, Bommasandra and Electronic City. Each raises capital differently — venture equity, venture debt, working-capital and capex lines — and each needs its numbers to speak the language its investors and lenders expect.
For a Bangalore founder that means an investor-grade MIS, a defensible model and a runway plan; for a promoter-led business it means a clean lender file and a credit rating that holds up. Our Virtual CFO sits inside that reality — owning the monthly numbers, the lender or investor file and the funding plan — delivered remotely with planned on-site days, the way modern finance functions already run.
Three ways to engage
Three engagement models — fitted to your stage
From full-stack monthly bandwidth to a fundraise-linked sprint. Fees are indicative and scoped case-by-case on stage, complexity and cadence.
Model Scope Duration Fees range Best for
RetainerMost popular ScopeFull-stack CFO bandwidth — MIS, runway, lender mgmt., board reporting Duration12+ months Fees range₹50k–2.5 L / month Best forFunded startups & ₹10–500 Cr businesses
Fundraise-Linked ScopeModel, pitch financials, data room, term-sheet support Duration3–6 months Fees rangeRetainer + success fee Best forAn active equity or debt round
Project-Based ScopeDefined deliverable — budget overhaul, MIS setup, diligence readiness Duration2–4 months Fees range₹2 L–10 L / project Best forOne-time finance-function fix
Indicative — scoped case-by-case based on stage, complexity and cadence. Every model is led by a senior CA or ex-banker, with a support resource executing under partner oversight. For the full breakdown, see our full Virtual CFO service.
What we own month on month
The finance function, owned — not advised on
From the operating plan to the monthly board pack, we run the finance function end to end so the numbers are clean, current and decision-ready every month.
01
FP&A & runway
Operating plan, rolling forecasts, burn and runway tracking, variance analysis and scenario planning — the financial spine of the business.
02
MIS & board reporting
Monthly MIS pack, KPI dashboards and board-ready narratives your investors and board actually read — not raw Tally dumps.
03
Cash & working capital
Daily cash position, a 13-week forecast and working-capital discipline — cash watched, not assumed.
04
Fundraise & lender management
Models, pitch and IM financials, data rooms and term-sheet support for equity; CMA data and limit management for debt. Debt syndicated via corporate finance.
05
Compliance calendar
GST, TDS, ROC, ESOP and FEMA/RBI filings tracked on a managed calendar — nothing slips. We work on your stack — Tally, Zoho or our group’s TatvaBooks.
06
Controls & process
Month-end close, internal controls, finance SOPs and ERP scoping — a finance function that scales with the business.
Why a vCFO earns its keep
CFO-grade judgement, without the full-time cost
A Virtual CFO gives you senior finance leadership, live lender and investor relationships and board-ready reporting — on a structured monthly cadence, with the flexibility to scale up or step back.
Board-ready MIS
A clean monthly pack with KPI commentary and a board-ready narrative — not raw exports the night before the meeting.
Debt & equity firepower
Active investor, PSU, private and NBFC connects carried into your mandate — so a raise or a limit enhancement starts warm, not cold.
Remote-first, on-site when it counts
Most work delivered remotely, with planned on-site days for scoping, board meetings and investor or lender discussions.
Exit flexible
Month-to-month with 30-day notice after the minimum term — no long lock-ins, scale up or step back as the business shifts.
Confidentiality first
NDA at kick-off; books, models and board papers stay ring-fenced to the named engagement team — nothing leaves the room.
Who we work with & what we need to start
Built for Bangalore businesses that have outgrown the books
We work with funded startups and ₹10–500 Cr promoter-led businesses across Bengaluru — and we know exactly what we need to get a finance function clean, current and investor- or lender-ready.
Who we work with
CA / ex-banker–led, run from our Mumbai & Pune offices, serving all of Bengaluru — Koramangala, HSR, Whitefield, ORR, Electronic City — and pan-India.
What we need to start — onboarding checklist
- Latest financials & current trial balance
- Existing financial model / projections (if any)
- Bank statements — last 12 months
- Cap table & prior round / sanction documents
- Accounting software access & any finance SOPs
- KYC of company, promoters and directors
Indicative — varies by engagement scope and stage. A mutual NDA is executed before diligence begins.
Why Finnova
Why Bangalore businesses choose Finnova as their Virtual CFO
Four reasons clients hand us the numbers — and keep us on file through fundraise and beyond.
01
Senior, partner-led
No junior pass-through. Your mandate is led by a senior CA or ex-banker you deal with directly — execution sits under partner oversight, never instead of it.
02
Board-ready, not back-office
A clean monthly MIS with KPI commentary and a board-ready narrative — finance that informs decisions, not just records them.
03
Debt & equity reach
₹4,250 Cr+ mobilised across debt and equity — so whether you raise a round or a limit, the fundraise starts warm.
04
Track record
₹550 Cr largest single facility and 100+ deals since 2011 — a finance partner with real market reach.
Consultation
Tell us where the finance function stands
One conversation tells you the right engagement model, the cadence that fits your stage and how fast we can stand up a clean monthly MIS. No pitch — just a straight read from senior people who own numbers for a living. Over video, or on-site in Bengaluru.
Thank you — your enquiry has been submitted
We’ve received your details. A senior member of our team will review them and get back to you within one business day. Everything you’ve shared stays strictly confidential.
FAQ
Virtual CFO services in Bangalore, answered
Yes. We serve startups and promoter-led businesses across Bangalore — Koramangala, Indiranagar, HSR Layout, Whitefield, Electronic City and the ORR corridor — with a senior CA / ex-banker–led Virtual CFO. Engagements are run remotely with scheduled on-site days, so working with our Mumbai/Pune base is seamless.
Our offices are in Mumbai and Pune, and we serve Bangalore clients through a remote-first cadence with planned on-site visits for scoping, board meetings and lender discussions. Most of the monthly work — MIS, modelling, lender files — is delivered remotely, the way modern finance functions already run.
A typical retainer covers monthly MIS and board reporting, FP&A, cash-flow and runway management, lender and investor coordination, compliance-calendar oversight and ad-hoc strategic support. Scope is agreed upfront and locked into a signed engagement letter.
Every mandate is led by a senior CA or ex-banker — you deal with the named partner directly, not a rotating bench of junior staff. A second support resource handles execution under partner oversight.
Further reading
The virtual CFO question, explained in our Resources
What a virtual CFO is, what it costs, and when to bring one in. For the complete service, see our full Virtual CFO service.